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Moving insurance

Moving insurance can cover any loss or damage to your possessions while they are in transit. Normally moving companies provide limited coverage that is known as valuation, which may be limited to as little as 30 cents to 60 cents per pound of weight per item.

Valuation is not insurance, and it may not cover even a fraction of the value of an expensive item. You can ask the moving company about the valuation terms, which will be mentioned in the Bill of Lading.  

In most cases your home owner insurance policy will not cover household possessions in transit, though you can ask your insurance agent about this. You will probably need to get moving insurance coverage, which is provided by moving insurance companies at an extra cost.

You can get insurance coverage based on the weight of your possessions, or opt to have your possessions insured on the basis of a lump sum value declared by you.

You can also opt for all-risk insurance coverage that will pay you the current replacement value of any item that is lost or damaged in transit.

All-risk insurance provides the highest level of protection, though there may be some minimum coverage requirements and deductibles. You will have to provide a detailed inventory that includes the value of each item.

It is essential to check the inventory made by the moving company before you sign it. Check your possessions at the time of delivery and if any item is missing or is damaged, mention it on the inventory before you sign it. Report any additional losses to the moving company as soon as possible.

To get free moving insurance quotes from the top moving insurance companies please fill out the form provided here. This is a free offer and there is no obligation involved at all. Your contact details will never be given to anyone without your authorization.

Please feel free to contact us via email if you need any information related to house moving insurance. We have been helping out customers to find the best home moving insurance solutions for years.     

 

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